One demand engine, two origination channels, and a single operating stack — held under one balance sheet.
Since inception, all divisions
Active under Broker Partnerships
Owned channels, July 2026
31 with active sponsorship
Fragmentation is where the margin goes. Mortgo removes the handoffs by owning all three parts of the transaction — demand, origination, and distribution — on one system of record.
Lead Generation originates demand at cost and routes it in-network first. Consumer Lending closes what fits the balance sheet. Broker Partnerships places what doesn’t. Nothing leaves the system.
We originate our own leads instead of renting them. Acquisition sits inside the P&L, not on top of it.
Every lead is scored against balance-sheet appetite before it is offered to a sponsored producer.
Borrower, file, and payoff live in the same ledger from first touch through servicing transfer.
Each division carries its own P&L, licensing, and leadership. They share the core, the data, and the cost of demand.
Retail origination for borrowers routed in from the demand engine. Underwritten, funded, and serviced in house.
Funded, trailing 12 mo
Median clear to close
Licensing, pricing, processing, and compliance for producers who want to keep their book and drop the overhead.
Sponsored producers
States with sponsorship
Retail origination for borrowers routed in from the demand engine. Underwritten, funded, and serviced in house.
Funded, trailing 12 mo
Median clear to close
No division runs on a rented workflow. Six services, one schema, one deployment pipeline — every division writing to the same ledger.
The company is structured to be underwritten, not pitched: audited financials by division, quarterly investor reporting, and a board with independent representation.
Chief Executive Officer
President, Consumer Lending
President, Broker Partnerships
Chief Financial Officer
Chief Technology Officer
General Counsel & CCO
